N26 Major Milestones


N26 was founded by Valentin Stalf and Maximilian Tayenthal who reimagined the retail banking experience for today’s mobile lifestyle.


The initial product was launched. Since then N26 has attracted more than 1 million customers across 17 European markets.


N26 Bank GmbH received a banking license from the ECB and Bafin.


N26 announced plans to enter the US and UK markets in 2018. It opened its first international office in New York.


The firm raised $160 million in its Series C funding round co-led by Allianz X and Tencent Holdings Ltd. The funding represents the largest equity financing round (non IPO) in the fintech industry in Germany to date and one of the largest in Europe. Total funds raised are $215 million from some of the world’s most well-known investors, including Li Ka-Shing’s Horizons Ventures, Valar Ventures, members of the Zalando Management Team, and Earlybird Venture Capital.

Our Management Team

Valentin Stalf: Founder and CEO

Born in Vienna, Valentin studied accounting & finance (M.A. HSG) at the University of St. Gallen, Sophia University in Tokyo, and the Vienna University of Economics and Business Administration. During his studies he worked in a number of fields including strategy consulting (Roland Berger) and investment banking/mergers & acquisition (Deutsche Bank). After graduating, Valentin worked for Rocket Internet as Entrepreneur in Residence and was involved in building different companies before founding N26, the leading mobile bank in Europe, together with Maximilian Tayenthal in 2013 in Berlin.

Maximilian Tayenthal: Founder and CFO

Maximilian Tayenthal is co-founder and CFO of N26. Together with his business partner and friend Valentin Stalf, he built one of the first and now fastest-growing mobile banks in Europe. Their vision was to create a retail bank that's flexible, transparent and speaks to today's digital lifestyles.

Previously, Max worked in a variety of consulting and financial roles at leading professional services firms, including CMS and Booz & Company. Max holds bachelor’s and master’s degrees in economics and business administration from the University of Vienna. He also has a master’s degree in economics from the Community of European Management Schools, as well as a law degree form the University of Vienna. Max is a CFA charterholder.

While Max is based in Berlin, he always makes time for his passion outside of personal finance: skiing in the mountains of Austria and Switzerland.

Nicolas Kopp: U.S. CEO

Nicolas Kopp is the U.S. CEO of N26 in New York. He is responsible for bringing N26’s mobile-first banking app to the U.S. market. As one of the firm’s early employees, Nic joined N26 in 2015 as Head of Business Development and Operations. In this role, he built the team from the ground up, established the firm’s partnership with TransferWise, and was instrumental in developing the premiere N26 Black account. Previously, he spent five years in London and Hong Kong in investment banking at Morgan Stanley. Nic holds a bachelor’s degree from University of St. Gallen in Switzerland and a master’s degree in accounting and finance from the London School of Economics.

Lorenz Jüngling: Chief Product Officer

Lorenz joined N26 in November 2016 after working for many years as a strategic management consultant and partner for McKinsey & Company in Europe and Africa. He holds a diploma in Mathematical Physics and a PhD.
Lorenz focuses on building products that enable people to deal with the challenges of everyday life in an intuitive way. Together with the product, design, and tech teams at N26, Lorenz is changing commercial banking by putting its users' true interests first.
Without N26, Lorenz would be a fashion photographer and amateur blues guitar player.

Patrick Kua: Chief Technology Officer

Patrick has been working in technology for over 15 years and had his first taste of extreme programming before joining the international consulting firm ThoughtWorks, pioneers in agile software development and continuous delivery. Patrick left as a Principal Technical Consultant where he helped many companies replatform and restructure both technical and organizational architectures to optimize for the delivery of the value and established the European-wide Tech Lead Development Program. He is the author of three books, The Retrospective Handbook, Talking with Tech Leads and most recently, Building Evolutionary Architectures. He is frequently invited to keynote and speak at many technology conferences and is passionate about bringing a balanced focus between people, organizations and technology.

Gino Cordt: Chief Data Officer and CMO

Gino joined N26 in June 2015 after working on pricing for online and offline retailers, where he discovered his interest in data. Before that he gathered experience in the areas of private equity and capital markets and realized that strategy consulting was not for him. Having always had a passion for anything technical, Gino now works on enabling everyone at N26 to make decisions based on data and adding as much (not so secret) data sauce to our products as possible. He holds a degree in Accounting & Finance (M.A. HSG) from the University of St. Gallen.

Eleonore (Noor) van Boven: Chief People Officer

Noor has over 15 years of experience in international Human Resources, specifically building, scaling and transforming organizations. Before joining N26, Noor was the VP People at SoundCloud; led the Recruiting, Talent and Organizational Development initiatives at TomTom and worked as a HR Business Partner for several international tech companies, including Dell. Noor is a Dutch native with a passion for travel. Work has given her the opportunity to live in New York, India and now Berlin.

Martin Schilling: Chief Operating Officer

Martin was a strategy consultant for over 13 years. Before joining N26, he was the Managing Director of the implementation consultancy Orphoz, a subsidiary of McKinsey & Company. Prior to this, he worked at McKinsey & Company, advising top management clients in Europe and Middle East in the areas of digital transformation, operations and strategy. Martin studied Economics, Psychology and Decision Science in Berlin, London and Buenos Aires. He is convinced that N26 is re-defining banking experience for the benefit of customers.