N26 Mastercard debit card—accepted worldwide

All N26 bank cards are Mastercard debit cards that come with contactless NFC technology—even our bespoke-design metal Mastercard. Shop or withdraw money anywhere in the world, and keep your money safe with 3D Secure from Mastercard. Plus, add your card to Apple Pay or Google Pay to spend and save with confidence—right from your phone.

You can choose your physical Mastercard when you open an N26 premium bank account. Pick from a choice of 5 colors if you’re an N26 Smart, Business Smart, or N26 You and Business You customer. If you’ve signed up for an N26 Metal or Business Metal bank account, you can get a metal Mastercard available in three metallic shades.

If you’re a premium customer, your N26 Mastercard is included with your membership. Simply open a bank account in minutes, and pick your favorite color. The free N26 Standard bank account comes with a virtual card—simply add it to your mobile wallet to pay in stores, online or in-apps from your smartphone. You can also order a physical Mastercard to use with your bank account for a one-off €10 delivery fee.

Your N26 premium account offers many benefits, including Spaces sub-accounts for easier saving and Shared Spaces to manage money together with others. On top of this, enjoy a wide range of deals and offers from partner brands, and much more.

At present, we don’t offer credit cards. As a premium customer, your bank account comes with a Mastercard debit card.

No, your N26 Mastercard is not a prepaid card. It is a Mastercard debit card that is accepted worldwide, letting you carry out transactions with the money available in your account.

Learn here the difference among credit, debit, and prepaid cards

Mastercard and Visa are the two most important payment system companies, both in France and abroad. They each have a network of merchants and ATMs in nearly every country. Given this, for the owner of a Mastercard card or a Visa card, there is virtually no difference between the two when it comes to their services.

The Mastercard issued by N26 gives you access to Mastercard Travel Rewards. When you make a purchase with your N26 debit Mastercard in a participating Mastercard Travel Rewards program store, you’ll receive cashback on that purchase. This cashback will be automatically credited to your account within 30 days.

To get a Mastercard as an N26 customer, all you need to do is open a bank account. Each N26 account comes with a debit Mastercard, whether it’s a virtual card or a physical card.