Compare N26 bank accounts in Italy

Find the perfect plan for you

N26 Standard

The free digital bank account

The N26 virtual card.

€0.00/Month

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

POPULAR

N26 You

The bank account for travel and everyday needs

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€9.90/Month

N26 Metal

The premium account with perks and a metal card

N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.
N26 Metal - Slate Grey.

€16.90/Month

Physical card
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
Business accounts only
Business accounts only
Business accounts only
Business accounts only
100% mobile banking
Free payments worldwide
Free domestic ATM withdrawals
3
Free ATM withdrawals abroad
Travel delays
Baggage delay
Baggage coverage
Emergencies while traveling
Trip cancellation
Trip interruption
Personal liability insurance
Mobile phone coverage
Purchase protection
Insights on spending
Spaces sub-accounts
10
10
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Chatbot support
In-app chat
Phone support
Deposit protection
3D Secure payments
Two-factor authentication

N26 Standard

The free digital bank account

The N26 virtual card.

€0.00/Month

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

N26 You

The bank account for travel and everyday needs

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€9.90/Month

N26 Metal

The premium account with perks and a metal card

N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.
N26 Metal - Slate Grey.

€16.90/Month

Find the perfect plan for your business

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

POPULAR

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

N26 You

The business bank account with cashback and travel perks for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€9.90/Month

N26 Metal

The premium bank account with cashback and a metal card for freelancers

Black N26 Business Metal card.
Pink N26 Business Metal card.
Gray N26 Business Metal card.

€16.90/Month

Physical card
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
0.1%
0.1%
0.1%
0.5%
100% mobile banking
Free payments worldwide
Free domestic ATM withdrawals
3
Free ATM withdrawals abroad
Travel delays
Baggage delay
Baggage coverage
Emergencies while traveling
Trip cancellation
Trip interruption
Personal liability insurance
Purchase protection
Mobile phone coverage
Transaction list
Insights on spending
Spaces sub-accounts
10
10
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Chatbot support
In-app chat
Phone support
Deposit protection
3D Secure payments
Two-factor authentication

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

N26 You

The business bank account with cashback and travel perks for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€9.90/Month

N26 Metal

The premium bank account with cashback and a metal card for freelancers

Black N26 Business Metal card.
Pink N26 Business Metal card.
Gray N26 Business Metal card.

€16.90/Month

These insurances are only available for customers who opened an account after November 13, 2019 and/or renewed their membership from January 10, 2020. For more information on the Allianz Assistance insurance coverage, please see the Terms and Conditions for N26 You, N26 Business You, N26 Metal or N26 Business Metal.

Advertising message for promotional purposes. Please see the Terms & Conditions for more information.

Bank Account for Freelancers FAQ

Can I open a personal account and a business account with N26?

No. At the moment, it’s not possible to have two N26 bank accounts at the same time. If you have a personal N26 bank account and wish to open an N26 Business bank account, you will first need to close your personal N26 account.

How much does it cost to open an N26 business bank account?

The N26 Business Standard is free and doesn’t charge any opening or maintenance fees. The N26 Business Smart bank account costs €4.90 per month, the N26 Business You bank account costs €9.90 per month and the N26 Business Metal account is available for €16.90 per month, with a 12-month commitment period. To open an N26 account, no deposit or minimum income is required.

What are the advantages of the N26 Business bank account?

N26 Business are bank accounts for freelancers and the self-employed that comes with powerful tools to better manage your business finances.

How do I open an N26 Business bank account?

Opening an N26 Business account takes only a few minutes and can be done directly from a smartphone. If you meet our eligibility criteria, all you need is a compatible smartphone and a valid ID document. Once we’ve verified your identity, you can add your virtual N26 Business Mastercard debit card to your mobile wallet, and begin using your business bank account right away.

Do I need a business account if I work as a freelancer?

N26 Business is designed for freelancers and the self-employed—you must open your bank account using your name. Opening a business bank account is a good way to separate your personal expenses from those related to your business—it’ll allow for easier accounting and money management as your business grows.